Major City Riots August 2011
Many insurers require claims for Riot to be made within 7 days. FARR are currently in negotiation with all our major insurers to protect our clients interests. However as this moment we are advising all clients to notify us of any possible claims as soon as possible.
At present neither the police nor the home office have classed these disturbances as Riots under the Public Act of 1986. Should they do so, this will allow FARR to pursue the government for a recovery of our clients' losses.
The current definition of a riot is codified in the Public Order Act 1986 (w/e/f1987). The essential points of which are:
- 12 or more persons must be present together and use of threaten unlawful violience for a common purpose and the conduct of them (taken together) is such as would cause a person of reasonable firmness present at the scene to fear for his personal safety
- It is not necessary for the Claimant to show intent to use force to resist such opposition
- It is not necessary for anyone to be present and actually harmed
FARR believe that current circumstances could potentially fall within this definition; however it remains to be seen if the Government will contest this assessment given the financial cost to them of doing so.
FARR believe that it is therefore advisable that you:
- Notify us urgently of all possible losses and do not wait until the situation calms
- Designate someone to liaise and coordinate with loss adjusters who will be attending
- Allow staff time to get home safely while the disturbances persist
In addition the Metropolitan Police have advised the following:
- Where possible retail premises should be suitably staffed with security guards
- Ensure staff report any suspicious activity to security and/or police
- Consider regular checks of the building and surrounding area
- Identify areas that are vulnerable to forced entry
- Make sure all service doors are kept locked and secure when not in use
- Ensure your CCTV system is fully operational
- In case of an emergency ensure there is a record of the names of keyholders who can be contacted
- Consider removing high value goods from display windows overnight
- Consider keeping as little cash as possible on the premises
- Ensure that your premises are secure and, if fitted, your alarm systems are fully operational
- In the event of a non emergency, call the police non emergency number 101
- In the event of an emergency, call the emergency number 999
- If you have any information you wish to provide to police anonymously you can contact the Crimestoppers charity on 0800 555 111
Please contact your Account Director if you need any assistance from FARR.
Major City Riots August 2011
Many insurers require claims for Riot to be made within 7 days. FARR are currently in negotiation with all our major insurers to protect our clients interests. However as this moment we are advising all clients to notify us of any possible claims as soon as possible.
At present neither the police nor the home office have classed these disturbances as Riots under the Public Act of 1986. Should they do so, this will allow FARR to pursue the government for a recovery of our clients' losses.
The current definition of a riot is codified in the Public Order Act 1986 (w/e/f1987). The essential points of which are:
- 12 or more persons must be present together and use of threaten unlawful violience for a common purpose and the conduct of them (taken together) is such as would cause a person of reasonable firmness present at the scene to fear for his personal safety
- It is not necessary for the Claimant to show intent to use force to resist such opposition
- It is not necessary for anyone to be present and actually harmed
FARR believe that current circumstances could potentially fall within this definition; however it remains to be seen if the Government will contest this assessment given the financial cost to them of doing so.
FARR believe that it is therefore advisable that you:
- Notify us urgently of all possible losses and do not wait until the situation calms
- Designate someone to liaise and coordinate with loss adjusters who will be attending
- Allow staff time to get home safely while the disturbances persist
In addition the Metropolitan Police have advised the following:
- Where possible retail premises should be suitably staffed with security guards
- Ensure staff report any suspicious activity to security and/or police
- Consider regular checks of the building and surrounding area
- Identify areas that are vulnerable to forced entry
- Make sure all service doors are kept locked and secure when not in use
- Ensure your CCTV system is fully operational
- In case of an emergency ensure there is a record of the names of keyholders who can be contacted
- Consider removing high value goods from display windows overnight
- Consider keeping as little cash as possible on the premises
- Ensure that your premises are secure and, if fitted, your alarm systems are fully operational
- In the event of a non emergency, call the police non emergency number 101
- In the event of an emergency, call the emergency number 999
- If you have any information you wish to provide to police anonymously you can contact the Crimestoppers charity on 0800 555 111
Please contact your Account Director if you need any assistance from FARR.